Federal Funds Rate (Federal Reserve Board) Source: Federal Reserve Board Federal funds refer to reserve balances or funds at a Federal Reserve Bank that are available immediately to member banks. The Fed funds rate is the rate at which these funds are lent to banks overnight in order to meet their reserve requirements. The Federal Reserve Board controls changes in the fed funds rate and usually decides to move up or down (or no change) at their monetary policy meetings. Some business loans and/or Treasury bills may be influenced by a change in the federal funds rate because short-term instrument roughly parallel movements in the federal funds rate. Federal Funds Rate Historic Tables Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2010 0.11 0.13 0.16 0.20 0.20 0.18 0.18             Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2009 0.15 0.22 0.18 0.15 0.18 0.21 0.16 0.16 0.15 0.12 0.12 0.12 2008 3.94 2.98 3.61 2.28 1.98 2.00 2.01 2.00 1.81 0.97 0.39 0.16 2007 5.25 5.26 5.26 5.25 5.25 5.25 5.26 5.02 4.94 4.76 4.49 4.24 2006 4.29 4.49 4.59 4.79 4.94 4.99 5.24 5.25 5.25 5.25 5.26 5.24 2005 2.28 2.50 2.63 2.79 3.00 3.04 3.26 3.50 3.62 3.78 4.00 4.16 2004 1.01 1.00 1.00 1.00 1.00 1.03 1.26 1.43 1.61 1.76 1.93 2.16 2003 1.24 1.26 1.25 1.26 1.26 1.22 1.01 1.03 1.01 1.01 1.00 0.98 2002 1.73 1.74 1.73 1.75 1.75 1.75 1.73 1.74 1.75 1.75 1.34 1.24 2001 5.98 5.49 5.31 4.80 4.21 3.97 3.77 3.65 3.07 2.49 2.09 1.82 2000 5.45 5.73 5.85 6.02 6.27 6.53 6.54 6.50 6.52 6.51 6.51 6.40   Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1999 4.63 4.76 4.81 4.74 4.74 4.76 4.99 5.07 5.22 5.20 5.42 5.30 1998 5.56 5.51 5.49 5.45 5.49 5.56 5.54 5.55 5.51 5.07 4.83 4.68 1997 5.25 5.19 5.39 5.51 5.50 5.56 5.52 5.54 5.54 5.50 5.52 5.50 1996 5.56 5.22 5.31 5.22 5.24 5.27 5.40 5.22 5.30 5.24 5.31 5.29 1995 5.53 5.92 5.98 6.05 6.01 6.00 5.85 5.74 5.80 5.76 5.80 5.60 1994 3.05 3.25 3.34 3.56 4.01 4.25 4.26 4.47 4.73 4.76 5.29 5.45 1993 3.02 3.03 3.07 2.96 3.00 3.04 3.06 3.03 3.09 2.99 3.02 2.96 1992 4.03 4.06 3.98 3.73 3.82 3.76 3.25 3.30 3.22 3.10 3.09 2.92 1991 6.91 6.25 6.12 5.91 5.78 5.90 5.82 5.66 5.45 5.21 4.81 4.43 1990 8.23 8.24 8.28 8.26 8.18 8.29 8.15 8.13 8.20 8.11 7.81 7.31   Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1989 9.12 9.36 9.85 9.84 9.81 9.53 9.24 8.99 9.02 8.84 8.55 8.45 1988 6.83 6.58 6.58 6.87 7.09 7.51 7.75 8.01 8.19 8.30 8.35 8.76 1987 6.43 6.10 6.13 6.37 6.85 6.73 6.58 6.73 7.22 7.29 6.69 6.77 1986 8.14 7.86 7.48 6.99 6.85 6.92 6.56 6.17 5.89 5.85 6.04 6.91 1985 8.35 8.50 8.58 8.27 7.97 7.53 7.88 7.90 7.92 7.99 8.05 8.27 1984 9.56 9.59 9.91 10.29 10.32 11.06 11.23 11.64 11.30 9.99 9.43 8.38 1983 8.68 8.51 8.77 8.80 8.63 8.98 9.37 9.56 9.45 9.48 9.34 9.47 1982 13.22 14.78 14.68 14.94 14.45 14.15 12.59 10.12 10.31 9.71 9.20 8.95 1981 19.08 15.93 14.70 15.72 18.52 19.10 19.04 17.82 15.87 15.08 13.31 12.37 1980 13.82 14.13 17.19 17.61 10.98 9.47 9.03 9.61 10.87 12.81 15.85 18.90   Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1979 10.07 10.06 10.09 10.01 10.24 10.29 10.47 10.94 11.43 13.77 13.18 13.78 1978 6.70 6.78 6.79 6.89 7.36 7.60 7.81 8.04 8.45 8.96 9.76 10.03 1977 4.61 4.68 4.69 4.73 5.35 5.39 5.42 5.90 6.14 6.47 6.51 6.56 1976 4.87 4.77 4.84 4.82 5.29 5.48 5.31 5.29 5.25 5.02 4.95 4.65 1975 7.13 6.24 5.54 5.49 5.22 5.55 6.10 6.14 6.24 5.82 5.22 5.20 1974 9.65 8.97 9.35 10.51 11.31 11.93 12.92 12.01 11.34 10.06 9.45 8.53 1973 5.94 6.58 7.09 7.12 7.84 8.49 10.40 10.50 10.78 10.01 10.03 9.95 1972 3.50 3.29 3.83 4.17 4.27 4.46 4.55 4.80 4.87 5.04 5.06 5.33 1971 4.14 3.72 3.71 4.15 4.63 4.91 5.31 5.56 5.55 5.20 4.91 4.14 1970 8.98 8.98 7.76 8.10 7.94 7.60 7.21 6.61 6.29 6.20 5.60 4.90   Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1969 6.30 6.61 6.79 7.41 8.67 8.90 8.61 9.19 9.15 9.00 8.85 8.97 1968 4.60 4.71 5.05 5.76 6.11 6.07 6.02 6.03 5.78 5.91 5.82 6.02 1967 4.94 5.00 4.53 4.05 3.94 3.98 3.79 3.90 3.99 3.88 4.13 4.51 1966 4.42 4.60 4.65 4.67 4.90 5.17 5.30 5.53 5.40 5.53 5.76 5.40 1965 3.90 3.98 4.04 4.09 4.10 4.04 4.09 4.12 4.01 4.08 4.10 4.32 1964 3.48 3.48 3.43 3.47 3.50 3.50 3.42 3.50 3.45 3.36 3.52 3.85 1963 2.92 3.00 2.98 2.90 3.00 2.99 3.02 3.49 3.48 3.50 3.48 3.38 1962 2.15 2.37 2.85 2.78 2.36 2.68 2.71 2.93 2.90 2.90 2.94 2.93 1961 1.45 2.54 2.02 1.49 1.98 1.73 1.17 2.00 1.88 2.26 2.61 2.33 1960 3.99 3.97 3.84 3.92 3.85 3.32 3.23 2.98 2.60 2.47 2.44 1.98   Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1959 2.48 2.43 2.89 2.96 2.90 3.39 3.47 3.50 3.76 3.98 4.00 3.99 1958 2.72 1.67 1.20 1.26 0.63 0.93 0.68 1.53 1.76 1.80 2.27 2.42 1957 2.84 3.00 2.96 3.00 3.00 3.00 2.99 3.24 3.47 3.50 3.28 2.98 1956 2.45 2.50 2.50 2.62 2.75 2.71 2.75 2.73 2.95 2.96 2.88 2.94 1955 1.39 1.29 1.35 1.43 1.43 1.64 1.68 1.96 2.18 2.24 2.35 2.48 1954 #N/A #N/A #N/A #N/A #N/A #N/A 0.80 1.22 1.06 0.85 0.83 1.28

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